/* ============================================================
   SAVE ON Home Warranty — Stylesheet
   ============================================================ */

:root{
  --navy-900:#0A1F3D;
  --navy-800:#0F2C56;
  --navy-700:#173B6C;
  --navy-100:#EAF0FB;
  --green-600:#0FA968;
  --green-100:#E4F8EE;
  --amber-500:#FF8A34;
  --amber-600:#F26F1B;
  --bg:#F6F8FC;
  --white:#FFFFFF;
  --text:#1A2436;
  --text-soft:#4C5A70;
  --text-faint:#7A879C;
  --border:#E3E9F3;
  --shadow-sm:0 1px 2px rgba(16,32,64,.06);
  --shadow-md:0 8px 24px rgba(16,32,64,.08);
  --shadow-lg:0 20px 50px rgba(16,32,64,.14);
  --radius-sm:10px;
  --radius-md:16px;
  --radius-lg:24px;
  --container:1180px;
  --ff-head:'Sora', 'Poppins', system-ui, sans-serif;
  --ff-body:'Inter', system-ui, -apple-system, sans-serif;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
html,body{overflow-x:hidden;}
body{
  margin:0;
  font-family:var(--ff-body);
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:var(--ff-head);
  color:var(--navy-900);
  line-height:1.2;
  margin:0 0 .6em;
  font-weight:700;
}
h1{font-size:clamp(2.1rem,4vw,3.4rem); letter-spacing:-0.02em;}
h2{font-size:clamp(1.7rem,3vw,2.4rem); letter-spacing:-0.01em;}
h3{font-size:1.25rem;}
p{margin:0 0 1em; color:var(--text-soft);}
a{color:inherit; text-decoration:none;}
ul{margin:0; padding:0; list-style:none;}
img,svg{max-width:100%; display:block;}
.container{max-width:var(--container); margin:0 auto; padding:0 24px;}
section{padding:88px 0;}
@media(max-width:768px){ section{padding:56px 0;} }

.eyebrow{
  display:inline-flex; align-items:center; gap:8px;
  font-size:.8rem; font-weight:700; letter-spacing:.08em; text-transform:uppercase;
  color:var(--green-600); background:var(--green-100);
  padding:6px 14px; border-radius:999px; margin-bottom:16px;
}
.section-head{max-width:680px; margin:0 auto 48px; text-align:center;}
.section-head p{font-size:1.05rem;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding:14px 26px; border-radius:999px; font-weight:700; font-size:.98rem;
  border:2px solid transparent; cursor:pointer; transition:all .18s ease;
  white-space:nowrap;
}
.btn-primary{background:var(--amber-500); color:#fff; box-shadow:0 10px 24px rgba(242,111,27,.28);}
.btn-primary:hover{background:var(--amber-600); transform:translateY(-2px); box-shadow:0 14px 30px rgba(242,111,27,.35);}
.btn-outline{background:transparent; border-color:rgba(255,255,255,.5); color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12); border-color:#fff;}
.btn-navy{background:var(--navy-800); color:#fff;}
.btn-navy:hover{background:var(--navy-900); transform:translateY(-2px);}
.btn-block{width:100%;}
.btn-sm{padding:10px 18px; font-size:.88rem;}

/* ---------- Top bar ---------- */
.topbar{
  background:var(--navy-900); color:#cdd9ef; font-size:.85rem;
}
.topbar .container{
  display:flex; align-items:center; justify-content:space-between;
  padding-top:8px; padding-bottom:8px; gap:12px; flex-wrap:wrap;
}
.topbar a{color:#fff; font-weight:600;}
.topbar-left{display:flex; gap:20px; flex-wrap:wrap; min-width:0;}
.topbar-left span{display:inline-flex; align-items:center; gap:6px; min-width:0;}
@media(max-width:760px){
  .topbar{display:none;}
}

/* ---------- Navbar ---------- */
.navbar{
  position:sticky; top:0; z-index:100; background:#fff;
  border-bottom:1px solid var(--border);
  transition:box-shadow .2s ease;
}
.navbar.is-scrolled{box-shadow:var(--shadow-md);}
.navbar .container, .topbar .container{max-width:1360px;}
.navbar .container{display:flex; align-items:center; justify-content:space-between; height:80px; gap:24px;}
.brand{display:flex; align-items:center; gap:10px; font-family:var(--ff-head); font-weight:800; font-size:1.15rem; color:var(--navy-900); flex:none; white-space:nowrap;}
.brand .brand-mark{width:40px; height:40px; flex:none;}
.brand .brand-accent{color:var(--green-600);}
.brand small{display:block; font-family:var(--ff-body); font-weight:600; font-size:.62rem; letter-spacing:.14em; color:var(--text-faint); text-transform:uppercase;}

.nav-links{display:flex; align-items:center; gap:22px; flex-wrap:nowrap; white-space:nowrap;}
.nav-links a{font-weight:600; font-size:.92rem; color:var(--text-soft); position:relative; padding:6px 0;}
.nav-links a:hover, .nav-links a.active{color:var(--navy-900);}
.nav-links a.active::after{
  content:''; position:absolute; left:0; right:0; bottom:-2px; height:3px;
  background:var(--amber-500); border-radius:2px;
}
/* The CTA link inside .nav-links only renders on the mobile slide-out menu (nav-cta covers desktop) */
.nav-links > a.btn{display:none;}

.nav-cta{display:flex; align-items:center; gap:18px; flex:none;}
.nav-phone{display:flex; align-items:center; gap:8px; font-weight:700; color:var(--navy-900); white-space:nowrap;}
.nav-phone svg{color:var(--green-600); flex:none;}

.nav-toggle{display:none; background:none; border:none; cursor:pointer; padding:8px; flex:none;}
.nav-toggle span{display:block; width:26px; height:3px; background:var(--navy-900); margin:5px 0; border-radius:3px; transition:.2s;}

@media(max-width:1300px){
  .nav-links{
    position:fixed; inset:80px 0 0 0; background:#fff; flex-direction:column;
    align-items:flex-start; padding:28px 24px; gap:22px; overflow-y:auto;
    transform:translateX(100%); transition:transform .25s ease; box-shadow:var(--shadow-lg);
    white-space:normal;
  }
  .nav-links.open{transform:translateX(0);}
  .nav-cta{display:none;}
  .nav-toggle{display:block;}
  .nav-links a{font-size:1.05rem;}
  .nav-links > a.btn{display:inline-flex; margin-top:8px;}
}

/* ---------- Hero ---------- */
.hero{
  position:relative; overflow:hidden;
  background:radial-gradient(1100px 500px at 85% -10%, #163E75 0%, var(--navy-900) 55%, var(--navy-900) 100%);
  color:#fff; padding:70px 0 0;
}
.hero .container{display:grid; grid-template-columns:1.05fr .95fr; gap:40px; align-items:center;}
.hero-copy .eyebrow{background:rgba(15,169,104,.18); color:#7CEBB4;}
.hero h1{color:#fff;}
.hero h1 .hl{color:var(--amber-500);}
.hero-copy p.lead{color:#C7D4EB; font-size:1.12rem; max-width:520px;}
.hero-actions{display:flex; gap:14px; flex-wrap:wrap; margin:28px 0 30px;}
.hero-trust{display:flex; gap:22px; flex-wrap:wrap; padding-top:8px; border-top:1px solid rgba(255,255,255,.14);}
.hero-trust div{display:flex; align-items:center; gap:8px; font-size:.88rem; color:#C7D4EB; font-weight:600;}
.hero-trust svg{color:#7CEBB4; flex:none;}

.hero-visual{position:relative;}
.hero-photo{
  border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow-lg);
  border:6px solid rgba(255,255,255,.08); aspect-ratio:4/3.1;
}
.hero-photo img{width:100%; height:100%; object-fit:cover;}
.hero-floater{
  position:absolute; bottom:-26px; left:-30px; background:#fff; color:var(--text);
  border-radius:var(--radius-md); padding:16px 20px; box-shadow:var(--shadow-lg);
  display:flex; align-items:center; gap:14px; max-width:260px;
}
.hero-floater .ico{
  width:44px; height:44px; border-radius:12px; background:var(--green-100); color:var(--green-600);
  display:flex; align-items:center; justify-content:center; flex:none;
}
.hero-floater strong{display:block; font-size:1rem; color:var(--navy-900);}
.hero-floater span{font-size:.8rem; color:var(--text-faint);}
.hero-wave{display:block; margin-top:60px; width:100%; height:auto;}

@media(max-width:960px){
  .hero .container{grid-template-columns:1fr; text-align:center;}
  .hero-copy p.lead{margin-left:auto; margin-right:auto;}
  .hero-actions, .hero-trust{justify-content:center;}
  .hero-floater{display:none;}
}

/* ---------- Logo strip ---------- */
.logo-strip{padding:36px 0; background:#fff; border-bottom:1px solid var(--border);}
.logo-strip .container{display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:18px;}
.logo-strip p{margin:0; font-weight:700; color:var(--text-faint); font-size:.82rem; letter-spacing:.06em; text-transform:uppercase;}
.state-pills{display:flex; flex-wrap:wrap; gap:8px;}
.state-pills span{background:var(--navy-100); color:var(--navy-800); font-weight:700; font-size:.75rem; padding:6px 10px; border-radius:8px;}

/* ---------- Cards / grids ---------- */
.grid{display:grid; gap:24px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
@media(max-width:960px){ .grid-3,.grid-4{grid-template-columns:repeat(2,1fr);} }
@media(max-width:640px){ .grid-3,.grid-4,.grid-2{grid-template-columns:1fr;} }

.card{
  background:#fff; border:1px solid var(--border); border-radius:var(--radius-md);
  padding:28px; transition:transform .18s ease, box-shadow .18s ease;
}
.card:hover{transform:translateY(-4px); box-shadow:var(--shadow-md);}
.icon-tile{
  width:52px; height:52px; border-radius:14px; background:var(--navy-100); color:var(--navy-800);
  display:flex; align-items:center; justify-content:center; margin-bottom:18px;
}
.card h3{margin-bottom:8px;}
.card p{margin:0; font-size:.94rem;}

.section-alt{background:#fff; border-top:1px solid var(--border); border-bottom:1px solid var(--border);}

/* ---------- Coverage list items ---------- */
.cov-card{background:#fff; border:1px solid var(--border); border-radius:var(--radius-md); padding:22px; display:flex; gap:14px; align-items:flex-start;}
.cov-card .icon-tile{margin-bottom:0;}
.cov-card h4{margin:0 0 4px; font-family:var(--ff-head); font-size:1.02rem; color:var(--navy-900);}
.cov-card p{margin:0; font-size:.86rem;}

.cov-group-title{display:flex; align-items:center; gap:12px; margin:56px 0 26px;}
.cov-group-title h3{margin:0; font-size:1.4rem;}
.cov-group-title::after{content:''; flex:1; height:1px; background:var(--border);}
.cov-group-title:first-of-type{margin-top:0;}

/* ---------- Steps ---------- */
.steps{counter-reset:step; display:grid; grid-template-columns:repeat(4,1fr); gap:24px;}
@media(max-width:960px){ .steps{grid-template-columns:repeat(2,1fr);} }
@media(max-width:640px){ .steps{grid-template-columns:1fr;} }
.step{position:relative; background:#fff; border:1px solid var(--border); border-radius:var(--radius-md); padding:30px 24px;}
.step .step-num{
  counter-increment:step; content:counter(step);
  width:40px; height:40px; border-radius:50%; background:var(--navy-900); color:#fff;
  display:flex; align-items:center; justify-content:center; font-family:var(--ff-head); font-weight:700;
  margin-bottom:18px;
}
.step .step-num::before{content:counter(step);}

/* ---------- Pricing ---------- */
.plans-wrap{display:grid; grid-template-columns:repeat(2,1fr); gap:28px; align-items:stretch;}
@media(max-width:860px){ .plans-wrap{grid-template-columns:1fr;} }
.plan-card{
  background:#fff; border:1px solid var(--border); border-radius:var(--radius-lg);
  padding:36px; display:flex; flex-direction:column; position:relative;
}
.plan-card.featured{border-color:var(--amber-500); box-shadow:var(--shadow-lg);}
.plan-badge{
  position:absolute; top:-14px; left:36px; background:var(--amber-500); color:#fff;
  font-size:.75rem; font-weight:800; letter-spacing:.04em; text-transform:uppercase;
  padding:6px 14px; border-radius:999px;
}
.plan-card h3{margin-bottom:6px;}
.plan-card .plan-desc{font-size:.92rem; margin-bottom:22px;}
.plan-price{display:flex; align-items:baseline; gap:6px; margin-bottom:6px;}
.plan-price .amt{font-family:var(--ff-head); font-size:2.6rem; font-weight:800; color:var(--navy-900);}
.plan-price .per{color:var(--text-faint); font-weight:600;}
.plan-note{font-size:.8rem; color:var(--green-600); font-weight:700; margin-bottom:24px;}
.plan-list{margin:0 0 28px; display:flex; flex-direction:column; gap:12px;}
.plan-list li{display:flex; gap:10px; align-items:flex-start; font-size:.92rem; color:var(--text-soft);}
.plan-list svg{color:var(--green-600); flex:none; margin-top:2px;}
.plan-card .btn{margin-top:auto;}

.addon-strip{margin-top:40px; background:var(--navy-100); border-radius:var(--radius-lg); padding:32px;}
.addon-strip .grid{grid-template-columns:repeat(3,1fr);}
@media(max-width:768px){ .addon-strip .grid{grid-template-columns:1fr 1fr;} }
@media(max-width:520px){ .addon-strip .grid{grid-template-columns:1fr;} }
.addon-item{display:flex; align-items:center; gap:10px; font-weight:600; font-size:.92rem; color:var(--navy-900);}
.addon-item svg{color:var(--green-600); flex:none;}

/* ---------- CTA banner ---------- */
.cta-banner{
  background:linear-gradient(120deg, var(--navy-900), var(--navy-700));
  color:#fff; border-radius:var(--radius-lg); padding:52px; text-align:center;
  margin:0 24px;
}
.cta-banner h2{color:#fff; margin-bottom:10px;}
.cta-banner p{color:#C7D4EB; max-width:560px; margin:0 auto 26px;}
.cta-banner .actions{display:flex; gap:14px; justify-content:center; flex-wrap:wrap;}

/* ---------- Testimonial / trust quote ---------- */
.quote-block{
  background:var(--green-100); border-left:4px solid var(--green-600); border-radius:var(--radius-md);
  padding:28px 30px; font-family:var(--ff-head); font-size:1.15rem; color:var(--navy-900); font-weight:600;
}

/* ---------- FAQ ---------- */
.faq-list{max-width:820px; margin:0 auto; display:flex; flex-direction:column; gap:14px;}
.faq-item{background:#fff; border:1px solid var(--border); border-radius:var(--radius-md); overflow:hidden;}
.faq-q{
  width:100%; text-align:left; background:none; border:none; cursor:pointer;
  display:flex; align-items:center; justify-content:space-between; gap:16px;
  padding:20px 24px; font-family:var(--ff-head); font-weight:700; font-size:1rem; color:var(--navy-900);
}
.faq-q .plus{flex:none; width:22px; height:22px; position:relative;}
.faq-q .plus::before, .faq-q .plus::after{content:''; position:absolute; background:var(--navy-800); border-radius:2px; transition:transform .2s ease;}
.faq-q .plus::before{width:100%; height:3px; top:50%; left:0; transform:translateY(-50%);}
.faq-q .plus::after{height:100%; width:3px; left:50%; top:0; transform:translateX(-50%);}
.faq-item.open .plus::after{transform:translateX(-50%) rotate(90deg); opacity:0;}
.faq-a{max-height:0; overflow:hidden; transition:max-height .25s ease;}
.faq-a p{padding:0 24px 22px; margin:0; font-size:.95rem;}

/* ---------- Forms ---------- */
.form-card{background:#fff; border:1px solid var(--border); border-radius:var(--radius-lg); padding:36px; box-shadow:var(--shadow-md);}
.form-row{display:grid; grid-template-columns:1fr 1fr; gap:16px;}
@media(max-width:640px){ .form-row{grid-template-columns:1fr;} }
.field{margin-bottom:18px;}
.field label{display:block; font-weight:700; font-size:.85rem; color:var(--navy-900); margin-bottom:6px;}
.field input, .field select, .field textarea{
  width:100%; padding:13px 14px; border:1.5px solid var(--border); border-radius:10px;
  font-family:var(--ff-body); font-size:.95rem; color:var(--text); background:#FBFCFE;
  transition:border-color .15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{outline:none; border-color:var(--green-600); background:#fff;}
.field textarea{resize:vertical; min-height:110px;}
.form-note{font-size:.8rem; color:var(--text-faint); margin-top:10px;}
.form-success{
  display:none; background:var(--green-100); border:1px solid var(--green-600); color:#0C7A4C;
  padding:14px 18px; border-radius:10px; font-weight:600; margin-bottom:18px; font-size:.92rem;
}

/* ---------- Info split ---------- */
.split{display:grid; grid-template-columns:1fr 1fr; gap:52px; align-items:center;}
@media(max-width:900px){ .split{grid-template-columns:1fr;} }
.split img{border-radius:var(--radius-lg); box-shadow:var(--shadow-md); width:100%; object-fit:cover; aspect-ratio:4/3.2;}
.check-list{display:flex; flex-direction:column; gap:14px; margin:22px 0;}
.check-list li{display:flex; gap:12px; align-items:flex-start;}
.check-list svg{color:var(--green-600); flex:none; margin-top:3px;}

/* ---------- Stats ---------- */
.stats{display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center;}
@media(max-width:768px){ .stats{grid-template-columns:repeat(2,1fr);} }
.stat strong{display:block; font-family:var(--ff-head); font-size:2.2rem; color:var(--navy-900);}
.stat span{font-size:.86rem; color:var(--text-faint); font-weight:600;}

/* ---------- Contact page ---------- */
.contact-grid{display:grid; grid-template-columns:.85fr 1.15fr; gap:40px;}
@media(max-width:900px){ .contact-grid{grid-template-columns:1fr;} }
.contact-info-card{background:var(--navy-900); color:#fff; border-radius:var(--radius-lg); padding:36px;}
.contact-info-card h3{color:#fff;}
.contact-row{display:flex; gap:14px; align-items:flex-start; padding:16px 0; border-bottom:1px solid rgba(255,255,255,.12);}
.contact-row:last-child{border-bottom:none;}
.contact-row .icon-tile{background:rgba(255,255,255,.1); color:#7CEBB4;}
.contact-row strong{display:block; margin-bottom:2px;}
.contact-row span, .contact-row a{color:#C7D4EB; font-size:.92rem;}
.map-embed{border-radius:var(--radius-lg); overflow:hidden; border:1px solid var(--border); margin-top:28px;}
.map-embed iframe{width:100%; height:280px; border:0; display:block;}

/* ---------- Breadcrumb / page header ---------- */
.page-hero{
  background:linear-gradient(120deg, var(--navy-900), var(--navy-700)); color:#fff; padding:64px 0 56px; text-align:center;
}
.page-hero h1{color:#fff; margin-bottom:10px;}
.page-hero p{color:#C7D4EB; max-width:620px; margin:0 auto;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900); color:#B9C6DE; padding:64px 0 0;}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1.2fr; gap:36px;}
@media(max-width:900px){ .footer-grid{grid-template-columns:1fr 1fr; row-gap:36px;} }
@media(max-width:560px){ .footer-grid{grid-template-columns:1fr;} }
.site-footer .brand{color:#fff;}
.site-footer .brand small{color:#8195B5;}
.footer-about p{font-size:.9rem; color:#94A5C2; max-width:280px;}
.footer-social{display:flex; gap:10px; margin-top:18px;}
.footer-social a{
  width:38px; height:38px; border-radius:50%; background:rgba(255,255,255,.08);
  display:flex; align-items:center; justify-content:center; transition:.15s;
}
.footer-social a:hover{background:var(--amber-500);}
.footer-col h4{color:#fff; font-family:var(--ff-head); font-size:.95rem; margin-bottom:18px; letter-spacing:.02em;}
.footer-col ul{display:flex; flex-direction:column; gap:11px;}
.footer-col a{font-size:.9rem; color:#B9C6DE; transition:color .15s;}
.footer-col a:hover{color:#fff;}
.footer-contact li{display:flex; gap:10px; font-size:.9rem; align-items:flex-start;}
.footer-contact svg{flex:none; margin-top:3px; color:#7CEBB4;}
.footer-bottom{
  margin-top:48px; border-top:1px solid rgba(255,255,255,.1); padding:22px 0;
  display:flex; justify-content:space-between; gap:14px; flex-wrap:wrap; font-size:.82rem; color:#8195B5;
}
.footer-bottom .legal-links{display:flex; gap:18px;}
.footer-bottom a:hover{color:#fff;}
.footer-disclaimer{font-size:.78rem; color:#6E80A0; padding-bottom:28px; max-width:960px;}

/* ---------- misc ---------- */
.center{text-align:center;}
.mt-0{margin-top:0;}
.text-white{color:#fff;}
.divider{height:1px; background:var(--border); margin:56px 0;}
.badge-check{display:inline-flex; align-items:center; gap:8px; background:var(--green-100); color:#0C7A4C; font-weight:700; font-size:.82rem; padding:8px 14px; border-radius:999px;}